The potential financial planning implications of a Biden presidency are extremely broad, as there are policy provisions that impact disabled workers, elderly workers, parents, the 45M Americans with student loan debt, first-time home buyers…the list goes on! Given the expansive nature of the potential changes, I am focusing this post on addressing the financial planning implications to a few of the more impactful tax provisions of … Read more
Deciding to pay off your mortgage early vs. investing your excess cash is not as cut and dry as many people would have you believe. Read on to find out how to assess this decision based on your own unique circumstances.… Read more
This post is the third of a three-part series on retiree healthcare expenses.
In this final post of the series, I tackle how you should factor the potential cost of long-term care (LTC) into your overall healthcare expenses.
What is long-term care?
Long-term care (LTC) typically … Read more
My wife gave me this puzzle for Father’s Day this year. My 3-year-old absolutely loves puzzles, so I think we did the puzzle about 10 times the very first day. He can almost do the whole thing by himself. I’ve been teaching him the basic rules for solving a jigsaw puzzle:
- Put the corners in place first
- Next try to find the edge pieces and put
When I was learning to play golf as a teenager, my uncle Jim would always tell me that golf is all about minimizing mistakes. If I wanted to score well, I needed to have good “course management”—that is, understand which shots might get me into big trouble (e.g., water hazards, deep sand traps) and do my best to avoid them.
As J. David Stein writes in … Read more