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All posts by Mark Haser

Mark Haser, M.B.A., is a financial planner at Artemis Advisors. His areas of interest include retirement and education planning, risk management, and cash flow management.

Golfing in a Bear Market

April 28, 2020

When I was learning to play golf as a teenager, my uncle Jim would always tell me that golf is all about minimizing mistakes. If I wanted to score well, I needed to have good “course management”—that is, understand which shots might get me into big trouble (e.g., water hazards, deep sand traps) and do my best to avoid them.

As J. David Stein writes in … Read more

POSTED IN: blog, Investing

Peeling Back the Onion on the Student Debt Crisis

April 20, 2020

At a total of $1.6T (and counting), student loan debt is the second largest type of consumer debt in the US, behind only mortgage debt. Not only that, but the upward trend on student debt may be even more alarming than the debt itself. In 2010, there was $760B in student debt, which was equal to the amount of credit card debt.  For comparison, credit card … Read more

Extended Tax Filing Deadlines

March 31, 2020

The IRS and Treasury have extended the deadlines for filing and paying your federal taxes to July 15th. Here’s a handy link to check your state’s tax filing and payment deadlines: https://www.taxadmin.org/state-tax-agencies

You also now have until July 15th to make your 2019 IRA or HSA contributions. It also applies for Archer MSAs.

If you make quarterly estimated payments, your Q1 2020 payment, normally due on … Read more

POSTED IN: blog

What you should know about the new tax law (SECURE Act)

January 16, 2020

On December 20, 2019, President Trump signed into law The SECURE Act. The bill is designed to ease the looming retirement savings crisis by creating additional incentives to save for retirement. As with most legislation, the SECURE act comes chock full of niche provisions that will affect relatively few people. That being said, it does have a few more broad-sweeping ones that will almost certainly impact … Read more

Retiree Healthcare Expenses (Part 2: Understanding Medicare)

December 9, 2019

This post is the second of a three-part series on retiree healthcare expenses.

Part 1: Drivers of Retiree Healthcare Expenses
Part 2: Understanding Medicare
Part 3: Factoring in Long-term Care

In Part 1 of this series, we looked at the impact of health status, income, insurance coverage, and location on a retiree’s healthcare expenses. In this post we are going to take a deeper dive into … Read more

POSTED IN: blog, General Financial Planning tagged with: